New
Buyers save an average of $9,600
Buy the home.
Keep the commission.
Search every home for sale. On each one, see exactly what you keep when Hoot's flat-fee agent and Smart Loan replace the 3% buyer commission, and what that does to your monthly payment.
$9,600
average savings per buyer
$400/mo
lower payment for the first two years
$1,950
flat agent fee instead of 3%
Fresh on the market
Every home comes with its savings attached
How Hoot works
Same homes. Same agents on your side. One fee that actually makes sense.
Sellers typically set aside around 3% of the price to pay the buyer's agent. Hoot does the agent work for a flat $1,950, and the rest goes back to you as a lower rate on a Hoot Smart Loan.
- 1
Find your home
Search every listing on the market, just like you would anywhere else. Every home shows exactly what you'd save with Hoot.
- 2
Buy with confidence
A licensed Hoot agent tours homes with you, writes the offer, and negotiates on your behalf for a flat $1,950 instead of a 3% commission.
- 3
Save the commission
The buyer agent commission the seller would have paid out is redirected to you as a seller concession at closing.
- 4
Get a Hoot Smart Loan
Your Hoot loan officer uses that concession to buy down your rate 2% in year one and 1% in year two, cutting your payment by hundreds a month.
Savings calculator
Pick a price. See what you keep.
A traditional buyer's agent takes 3% of the price. Hoot charges a flat $1,950 and puts the difference to work lowering your rate for the first two years.
$150K$5M
Down payment
Credit
Total savings
$11,550
3% commission minus $1,950 flat fee
Lower payment
−$333/mo
Average over the first 24 months
Monthly payment, 20% down
P&I only · 5.99% note rate
Year 1
$1,717
3.99%
Year 2
$1,930
4.99%
Year 3+
$2,156
5.99%
Without Hoot you'd pay $2,156 every month from day one.
Who-who doesn't want a cheaper mortgage?
I didn't know what I was doing but they guided me through the entire process. It was really smooth. I would definitely use Hoot again.
Questions
Straight answers
Still wondering about something? A licensed Hoot loan officer can walk you through it.
Hoot is a good fit for buyers who are comfortable taking an active role in their home search and want to explore ways to save on their purchase. If you prefer to hand off every step to a traditional agent, a more conventional approach may work better for you.
Hoot connects buyers with the resources they need to navigate the home buying process while keeping more money in their pockets. We provide tools, introductions, and guidance so you can make informed decisions and move forward with confidence.
There's no upfront fee to start working with Hoot. We focus on helping buyers find the right home and structure their purchase in a way that saves money throughout the process.
Yes. Hoot employs licensed real estate agents who work directly with our buyers. To access our discounted financing, you'll work with one of our experienced agents. We'll pair you with a professional who understands your needs, your local market, and can guide you through the purchase process.
Hoot pairs every buyer with an experienced loan officer from our team. This ensures you have a trusted professional guiding you through financing from day one, helping you access our discounted financing, and making the process as smooth as possible.
Hoot supports buyers looking for a wide range of residential properties, from condos and townhomes to single-family homes. Whether you're buying your first home or your next, we're here to help.
Hoot is active in select states and expanding into new areas regularly. For the most current information, please review the licensing details provided on our website.
Hoot is already available across most of the country, covering nearly 70% of the US housing market. We're expanding quickly and expect to serve all 50 states by the end of the year.
Outsmart the housing market.
Get pre-approved in minutes and see your real savings on every home you look at.
