About this home

The first thing you notice is the ocean. The second is just how much of it you can see! Perched above the Cardiff coastline, this distinctive tri-level home captures a sweeping panorama of the Pacific from the moment you walk through the front door. The main living level makes the most of its remarkable setting. A vaulted great room wrapped in windows & French doors opens to an ocean-view terrace, while the kitchen is open to and overlooks the great room. A gas cooktop, double wall ovens, panel-front Sub-Zero refrigerator, farmhouse sink & granite counters add function & character, with custom built-ins bringing warmth to the room. One level down, the primary suite feels like its own retreat, with a private terrace draped in flowering vines & a beautifully appointed bath with a deep soaking tub, walk-in glass shower with mosaic pebble floor, & double vanity. Even the tucked-away reading nook looks out to the Pacific. The lower level adds another dimension to the home, with two bedrooms, a full bath, its own entrance, a full laundry room, garage access and a secluded walled courtyard garden. Its separation from the main living areas creates unusual flexibility for guests, extended family, work-from-home space or simply additional bedrooms. The street-level garage has been converted into a versatile finished space that can function as an optional 4th bedroom, home office, studio or flex space. A garage remains on the lower level, with the option to retain the current configuration or convert the upper space back to a garage. Distinctive, versatile, and unmistakably Cardiff.

Facts and features

Schools

• Cardiff Elementary School

  elementary · K-2 · 0.6 mi

• Oak Crest Middle School

  middle · 7-8 · 1.8 mi

  7

• La Costa Canyon High School

  high · 9-12 · 4.6 mi

  9

• Village Gate Children's Academy

  elementary · K-8 · 0.9 mi

• Ada W. Harris Elementary School

  elementary · 3-6 · 0.9 mi

  10

• Seaside Wisdom for Life School

  elementary · K-5 · 0.9 mi

Price history

• Oct 9, 2026 · Listed$2,798,000
• Jul 12, 2026 · Listing Removed—
• Jun 13, 2026 · Listed$2,798,000
• Dec 10, 2025 · Listing Removed—
• Nov 24, 2025 · Listed$2,650,000
• Apr 7, 1999 · Sold$542,500
• Mar 25, 1996 · Sold$364,000
• Oct 8, 1993 · Sold$356,000

Tax history

• 2025$9,519 tax · $867,474 assessed
• 2024$9,586 tax · $850,465 assessed
• 2023$9,339 tax · $817,442 assessed
• 2022$9,202 tax · $801,415 assessed
• 2021$9,050 tax · $785,702 assessed
• 2020$9,029 tax · $777,646 assessed
• 2019$8,861 tax · $762,399 assessed
• 2018$8,685 tax · $747,451 assessed

Home value

$2,672,000

• Cotality$2,672,000
• Quantarium$2,732,857
• Collateral Analytics$2,527,000

Where it is