About this home

Coffee on the deck, an afternoon in the garden, game night downstairs-14 Philip Street offers room for the routines you love and the interests you've yet to explore. This 3-bedroom, 2-bath Ludlow ranch pairs the ease of single-level living with approximately 1,000 square feet of additional finished lower-level space.A bay window brings natural light into the hardwood-floored living room, while the kitchen peninsula keeps conversation flowing between meal prep and the dining area. Sliding doors extend gatherings outdoors to the composite deck, w retractable awning; newly completed in 2026 along with the concrete walkway. Hardwood floors continue through all three main-level bedrooms, and central air adds summer comfort.Downstairs, the layout opens up new possibilities: settle in beside the family room's pellet stove, set up a game room, or give hobbies and projects their own space. A second full bath with shower, laundry area, room currently used as a fourth bedroom, and separate flex room with a closet offer options for work, guests, exercise and more. Ceramic tile flooring and custom built-in storage make this level practical for everyday use.Outside, the level, fenced yard has garden space, a playscape and room to unwind. Enjoy the covered deck area with its motorized awning, and keep tools tucked away in the storage shed. An attached one-car garage, improved paved driveway and generous off-street parking round out the property.Updates include the dishwasher (2025), roof (2020), windows and central air (2014), garage door and fencing (2014), and electric boiler (2010). City water, city sewer and tankless electric hot water add convenience. Leased solar panels help offset electricity use in this all-electric home; costs and production vary, and solar lease payments apply.With shopping, parks, schools, golf and highway access nearby, this Ludlow home gives you space to spread out while keeping daily destinations within reach. Schedule a showing to explore how its flexible layout could fit your life.

Facts and features

Schools

• East Street Elementary School

  elementary · K-1 · 0.7 mi

• Ludlow Senior High School

  high · 9-12 · 0.9 mi

  4

• Paul R Baird Middle School

  middle · 6-8 · 1.2 mi

  4

• St John The Baptist School

  elementary · K-9 · 0.4 mi

• Immaculate Conception School

  elementary · K-8 · 0.7 mi

• Harris Brook Elementary School

  elementary · 2-5 · 1.0 mi

  4

Price history

• Oct 16, 2026 · Price Changed$364,900
• Oct 5, 2026 · Price Changed$375,000
• Sep 21, 2026 · Price Changed$389,900
• Sep 11, 2026 · Listed$404,000
• Sep 17, 2004 · Sold$190,000

Tax history

• 2026$4,268 tax · $266,600 assessed
• 2024$4,096 tax · $226,400 assessed
• 2023$3,863 tax · $198,000 assessed
• 2022$3,676 tax · $183,900 assessed
• 2021$3,689 tax · $175,000 assessed
• 2020$3,532 tax · $171,300 assessed
• 2018$3,080 tax · $162,000 assessed
• 2017$2,976 tax · $160,600 assessed

Home value

$382,100

• Cotality$382,100
• Quantarium$360,264
• Collateral Analytics$386,000

Where it is