About this home

Tucked into a quiet, wooded cove on Lake Hartwell, Inn the Cove is a fully renovated, fully furnished retreat with a private covered dock that typically floats year-round with approximately 6 feet of water at full pool. Inside, vaulted ceilings, exposed wood beams, large windows, and abundant natural light give the home a relaxed, open feel. The kitchen features an oversized island, quartz countertops, farmhouse sink, and custom cabinetry, opening to the dining and living areas. Open the oversized kitchen windows and the counter becomes a pass-through bar to the screened porch, perfect for serving drinks, sharing meals, and keeping everyone connected between the kitchen and one of the home's favorite gathering spaces. Voted favorite spot for a rainy afternoon nap! The main house includes three bedrooms, laundry, and two full baths, including a primary suite with outdoor access, a bunk room, and guest bedroom. A detached recreation space serves as a game room, lounge, and fourth bedroom with four beds, plus its own full bath and large storage closet. New Trex decking offers plenty of room for dining and relaxing, while the dock makes boating, swimming, and kayaking easy. A public boat ramp is just two minutes away. Ideal as a full-time home, weekend retreat, or established income-producing rental with outstanding reviews. Inn the Cove is offered fully furnished, with high end furnishings and details throughout. In the owner's experience, 2026 was the only year that the dock did not remain floating year-round, due to extreme drought and unusually low managed lake levels.

Facts and features

Schools

• Stephens County High School

  high · 9-12 · 5.0 mi

  5

• Big A Elementary School

  elementary · K · 5.3 mi

• Stephens County Middle School

  middle · 6-8 · 5.6 mi

  5

• Toccoa Elementary School

  elementary · 2-4 · 5.5 mi

  4

• Stephens County Fifth Grade Academy

  elementary · 5 · 5.6 mi

  5

Price history

• Apr 17, 2026 · Listed$995,000
• Apr 17, 2026 · Listed$995,000
• Oct 30, 2020 · Sold$174,900

Tax history

• 2025$5,178 tax · $188,668 assessed
• 2023$3,711 tax · $121,892 assessed
• 2022$3,450 tax · $115,898 assessed
• 2021$1,395 tax · $44,616 assessed
• 2020$1,862 tax · $58,977 assessed
• 2019$1,870 tax · $58,977 assessed
• 2018$1,870 tax · $58,977 assessed
• 2017$1,899 tax · $58,977 assessed

Home value

$926,100

• Cotality$926,100
• Collateral Analytics$985,000
• Quantarium$446,689

Where it is