About this home

Impeccably maintained and offering 4,000 square feet of living space, this exceptional home in the gated Bear Cliff community at Lake James combines space, privacy, quality, and remarkable efficiency-all for $995,000. Inside, the thoughtfully designed main level welcomes you with a spacious living room featuring vaulted ceilings and an inviting, elevated feel. The chef's kitchen is equipped with premium appliances, including a Wolf gas cooktop, Cafe double oven, Sub-Zero refrigerator, and stainless steel appliances. A formal dining room and separate breakfast area provide plenty of space for everyday living and entertaining. The generously sized primary suite offers a private retreat with a beautifully appointed bathroom featuring vaulted ceilings and heated tile floors, plus a custom walk-in closet. Two additional bedrooms share a Jack-and-Jill bathroom, while a separate den provides the perfect home office, library, or additional sitting room. Main-level laundry adds everyday convenience. Downstairs offers incredible flexibility and could easily function as a second living area, with another full bathroom, living room, workout area, movie room, office, bedroom space, and additional flex areas. A 500-bottle wine cellar creates a unique entertaining feature, while nearly 800 square feet of unfinished space provides exceptional storage or workshop potential. The main-level nearly 500 square-foot garage offers even more room for vehicles, equipment, and hobbies. Outside, 2.13 private, wooded acres create the peaceful mountain setting Bear Cliff is known for. A beautiful circular drive, thoughtfully designed landscaping, and abundant parking welcome you home, while winter brings long-range mountain views through the trees. An RV hookup and plenty of room for boat parking make the property especially well suited for the Lake James lifestyle. Enjoy morning coffee on the wraparound deck, evenings on the screened-in porch, or head to Bear Cliff Marina-approximately five minutes away by golf cart-for convenient access to Lake James and additional boat and RV parking. Efficiency and reliability set this home apart. An owned 12 kW solar system offsets approximately 85% of annual electricity usage, complemented by a whole-house generator, two underground 500-gallon propane tanks, and lightning protection for the roof and solar system. Quiet and private while remaining conveniently accessible to Morganton, Marion, Hickory, and Charlotte, this property offers an impressive combination of 4,000+ square feet, 2.13 acres, mountain views, lake access, abundant storage, and exceptional efficiency within one of the Lake James area's beautiful gated communities.

Facts and features

Schools

• North Cove Elementary School

  elementary · K-5 · 4.9 mi

  4

• McDowell High School

  high · 9-12 · 6.3 mi

  2

• West McDowell Junior High School

  middle · 6-8 · 6.3 mi

  3

• Nebo Crossing Academy

  elementary · PK-12 · 4.5 mi

• Nebo Elementary School

  elementary · K-5 · 3.3 mi

  5

• Eastfield Elementary School

  elementary · K-5 · 5.3 mi

  8

Price history

• Oct 12, 2026 · Price Changed$925,000
• Aug 28, 2026 · Listed$995,000
• Jul 13, 2026 · Listing Removed—
• Jul 1, 2026 · Price Changed$1,099,000
• Apr 23, 2026 · Price Changed$1,199,000
• Apr 8, 2026 · Price Changed$1,299,000
• Mar 5, 2026 · Listed$1,345,900
• Oct 20, 2015 · Sold$320,000

Tax history

• 2026$6,295 tax · $901,980 assessed
• 2025$6,295 tax · $901,980 assessed
• 2023$6,295 tax · $901,980 assessed
• 2022$4,684 tax · $661,610 assessed
• 2021$4,551 tax · $661,610 assessed
• 2020$4,618 tax · $661,610 assessed
• 2019$4,618 tax · $661,610 assessed
• 2018$3,467 tax · $496,790 assessed

Home value

$992,700

• Cotality$992,700
• Collateral Analytics$985,000

Where it is