About this home

TURNKEY WATERFRONT RETREAT - ESTABLISHED AIRBNB OR YOUR DREAM SUMMER HOME! Discover the ultimate waterfront getaway in the desirable Ragged Point subdivision! Situated on almost a full acre with nearly 100 feet of waterfront along the beautiful lower Potomac River, this exceptional beach house offers the perfect blend of coastal charm, modern updates, and an unforgettable waterfront lifestyle. Currently operating as an active Airbnb with an established rental track record, this property presents an exciting opportunity to continue as a short-term rental investment, enjoy as a turnkey summer home, or make it your year-round waterfront retreat! An added benefit for waterfront buyers: The property qualifies for reduced flood insurance premiums, potentially offering valuable savings on insurance costs. Enjoy your own private sandy beach, panoramic river views, and a private dock equipped with a single boat slip, motorized boat lift, and separate motorized jet-ski lift. Spend your days boating, fishing, crabbing, swimming, or simply relaxing in the sun along your own stretch of shoreline. Less than a mile from Coles Point Marina & RV Resort, you'll have convenient access to additional waterfront recreation and amenities. Completely remodeled in 2022, this inviting coastal cottage combines modern comfort with timeless character, including beautiful hardwood floors that add warmth and charm throughout. An additional bedroom/bunkroom was added during the renovation, bringing the home to four bedrooms, two full baths, and approximately 2,248 square feet of living space-plenty of room for family, friends, or vacation guests. The spectacular great room is the heart of the home, featuring a cathedral ceiling with two intersecting exposed beams and breathtaking beach and water views from every window. The thoughtful layout and inviting coastal atmosphere make this an ideal setting for entertaining, relaxing, and creating lasting memories. Enjoy outdoor living from the glass-enclosed porch, screened porch, and open deck, with a hot tub conveniently situated at the edge of the deck for the ultimate place to unwind after a day on the water. Additional conveniences include a tankless on-demand water heater and a laundry area enclosed within the primary bathroom. Whether you're looking for a turnkey Airbnb opportunity, a ready-to-enjoy summer escape, or a year-round waterfront home, this property delivers the lifestyle you've been dreaming of. With its sandy beach, private dock, boating amenities, spacious gathering areas, established short-term rental history, and potential flood insurance savings, the possibilities are exciting! Conveniently located near restaurants and Coles Point Marina & RV Resort, and approximately two hours from Washington, DC, and Richmond, this waterfront gem offers the perfect balance of peaceful seclusion and accessibility. Your waterfront lifestyle starts here! Schedule your private showing today and discover why you'll never want to leave!

Facts and features

Schools

• Montross Middle School

  middle · 6-8 · 10.3 mi

  7

• Washington & Lee High School

  high · 9-12 · 11.7 mi

  4

• Cople Elementary School

  elementary · K-5 · 5.9 mi

  5

• Washington District Elementary School

  elementary · K-5 · 21.6 mi

  6

Price history

• Oct 20, 2026 · Listed$945,000
• Oct 26, 2024 · Listing Removed—
• Oct 19, 2024 · Listing Removed—
• Jun 18, 2024 · Listed$1,195,000
• Jun 14, 2024 · Listed$1,195,000
• Jun 14, 2024 · Listing Removed—
• Jun 13, 2024 · Price Changed$1,195,000
• Jun 12, 2024 · Listed$985,000

Tax history

• 2026$3,432 tax · $483,400 assessed
• 2025$3,287 tax · $483,400 assessed
• 2024$3,287 tax · $483,400 assessed
• 2023$2,997 tax · $483,400 assessed
• 2022$2,997 tax · $483,400 assessed
• 2021$3,178 tax · $418,200 assessed
• 2020$3,178 tax · $418,200 assessed
• 2019$2,718 tax · $418,200 assessed

Home value

$743,900

• Cotality$743,900
• Collateral Analytics$408,000
• Quantarium$943,565

Where it is