About this home

FALL IN LOVE WITH LIFE AT SMITH MOUNTAIN LAKE! Why wait until spring to find your lake home? Enjoy fall weekends on the water, Thanksgiving with gorgeous lake views, cozy winter evenings by the stone fireplace & Christmas morning at your own waterfront retreat--then be ready when boating season returns! This FORMER MODEL/SHOWCASE HOME in the gated community of The Coves offers something increasingly hard to find: DEEP WATER in a protected cove, a spectacular double-slip dock, over 1,000 SF of covered outdoor living & a PRIVATE DETACHED GUEST SUITE--all in one extraordinary property. Beautifully positioned on a private cul-de-sac lot, this pristine 5-bedroom, 4.5-bath home offers 4,031 SF of beautifully finished living space plus exceptional storage. Gorgeous landscaping, impressive stonework, river rock driveway inlays, covered porches & stained wood ceilings immediately create the feeling of a true luxury lake retreat. Step inside and the WATER VIEWS take center stage. The dramatic great room features soaring vaulted ceilings, gorgeous hardwood floors & a floor-to-ceiling stone fireplace surrounded by windows overlooking the lake. Even the hardwood floors are special--milled from trees harvested directly from the property! The adjoining kitchen features stacked glazed cabinetry to the ceiling, 2 sinks, large island, tile backsplash, custom pantry storage & direct access to the expansive covered Trex deck. The WATERFRONT 1ST-FLOOR PRIMARY SUITE offers beautiful lake views, direct porch access, tray ceiling, large walk-in closet & spa-inspired bath w/dual sink vanity and an impressive tile shower w/body jets & rain showerhead. Upstairs you'll find a loft plus 2 oversized vaulted bedrooms w/beams, lake views & a spacious full bath. The finished walkout lower level adds another incredible gathering space w/a large family room, built-in projector system & direct access to the covered porch. There's also a spacious bedroom w/huge walk-in closet & porch access, full bath, plus a private office w/stone fireplace that could easily become a 6th bedroom, game room or flex space. ONE OF THIS HOME'S BEST FEATURES--the detached 2-car garage includes a PRIVATE GUEST SUITE/EFFICIENCY APARTMENT above with its own entrance, vaulted ceilings, exposed beams, lake views, full ensuite bath & kitchenette. Perfect for overnight guests, in-laws, adult children or extended stays! And then there's the WATERFRONT. Enjoy over 1,000 SF of covered outdoor living, an enclosed outdoor shower, slate walkways & a private dock featuring 2 COVERED SLIPS, boat lift currently accommodating a tritoon, dual jet ski lifts, powered boat storage room, floating dock & sunning area. Best of all--DEEP WATER! Even during the drought, the boat was easily taken out. Swim, float, fish, kayak or paddleboard in the protected cove, then be on the main channel in minutes. Magnum Point Marina is also just minutes away. The huge walk-in storage area beneath the home provides incredible storage & potential for additional finished space. The Coves offers walking trails, scenic overlooks, community dock, concerts & social events, with The Salt Room & Spa close by. This isn't just a lake house--it's the place where weekends become traditions, holidays become memories & summers are spent on the water. Come experience 95 Watersong Circle in person and see why this former showcase home is truly something special. Owner is a Licensed Realtor in Virginia.

Facts and features

Schools

• Glade Hill Elementary School

  elementary · K-5 · 4.0 mi

  7

• Franklin County High School

  high · 9-12 · 9.6 mi

  4

• Benjamin Franklin Middle School

  middle · 6-8 · 9.8 mi

  7

• Dudley Elementary School

  elementary · K-5 · 3.7 mi

  6

• Burnt Chimney Elementary School

  elementary · K-5 · 7.4 mi

• Gereau Center for Applied Technology

  middle · 8 · 10.4 mi

Price history

• Aug 3, 2026 · Price Changed$1,875,000
• Jun 23, 2026 · Listed$1,925,000
• Dec 18, 2020 · Sold$905,000
• Nov 1, 2020 · Listing Removed—
• Sep 1, 2020 · Price Changed$979,900
• Mar 31, 2020 · Listed$949,900
• Jun 20, 2017 · Sold$50,882

Tax history

• 2025$3,471 tax · $807,300 assessed
• 2023$3,813 tax · $625,200 assessed
• 2022$3,813 tax · $625,200 assessed
• 2021$3,813 tax · $625,200 assessed
• 2020$3,570 tax · $625,200 assessed
• 2019$1,244 tax · $204,000 assessed
• 2018$915 tax · $150,000 assessed
• 2017$825 tax · $150,000 assessed

Home value

$1,799,721

• Quantarium$1,799,721
• Collateral Analytics$1,856,000
• Cotality$1,783,700

Where it is