About this home

Rare Lake Norman waterfront opportunity with no HOA! Welcome to The Cottage on Osprey Cove, a beautifully renovated 2-BR, 1-BA retreat offering 150 ft of prime shoreline and a spectacular year-round, 1-mile water view. Situated on a beautiful lot on Kiser Island, this move-in-ready cottage blends 1966 classic charm with modern updates, featuring pristine hardwood floors, a 5-year-old roof & HVAC, and stunning sunrises from the living room and primary bedroom. The ultimate outdoor lifestyle awaits on the expansive screened porch and open grilling deck. Boaters will love the 30 ft floating dock with boat slip, water, and power-offering deep, year-round water even at lowest lake levels. The property features exceptional expansion potential. lake-fed irrigation, 360-degree security, and ample parking for an RV/boat trailer. Enjoy quiet, peaceful living but also only minutes from dining, shopping, and top-rated schools.

Facts and features

Schools

• Sherrills Ford Elementary

  elementary · K-6 · 3.9 mi

  7

• Bandys High

  high · 9-12 · 8.6 mi

  8

• Mill Creek Middle

  middle · 7-8 · 9.0 mi

  4

• Liberty Preparatory Christian Academy

  elementary · K-12 · 3.3 mi

• Denver Christian Academy

  elementary · PK-9 · 4.9 mi

• Balls Creek Elementary

  elementary · K-6 · 10.1 mi

  9

Price history

• Oct 27, 2026 · Price Changed$950,000
• Jul 30, 2026 · Price Changed$974,900
• Jun 14, 2026 · Listed$995,000
• Sep 2, 2024 · Listing Removed—
• Jul 7, 2024 · Relisted$1,050,000
• Jul 1, 2024 · Listing Removed—
• Oct 27, 2023 · Listed$1,050,000
• Nov 18, 2015 · Sold$325,000

Tax history

• 2026$3,243 tax · $651,900 assessed
• 2025$2,597 tax · $651,900 assessed
• 2023$3,105 tax · $643,700 assessed
• 2022$2,041 tax · $334,600 assessed
• 2021$2,358 tax · $334,600 assessed
• 2020$2,358 tax · $334,600 assessed
• 2019$2,358 tax · $334,600 assessed
• 2018$2,372 tax · $346,400 assessed

Home value

$945,400

• Cotality$945,400
• Collateral Analytics$965,000
• Quantarium$934,997

Where it is