About this home

ASSUMABLE 3.25% LOAN. Gated Lake Anna access with assigned boat slip. New community dock nearly complete; special assessment already paid. Welcome to 3319 Viola Way in Rockland Creek Estates on the public side of Lake Anna. This is a rare combination buyers are hunting for right now: a low-rate assumable loan, a deeded-style assigned slip, short term rentals permitted and more than $100,000. already spent on upgrades. Ask your lender about assuming the existing 3.25% loan. Compared with a new loan near today's 7% rates, the payment difference is the real headline - not just "lake access" The home sits on a usable 1-acre lot with parking for about 8 vehicles plus gravel space for boats or trailers, a roofed area for an ATV or mower, and a garden shed. Inside: 3 bedrooms, 3 baths, 1795 sq. ft., open layout, hickory hardwoods, updated kitchen, updated baths, split bedroom plan, and a primary suite with sitting area, private deck access and a hot tub. Attached garage includes a finished office with heat and A/C. Walk-out basement is ready as a game room, guest suite or after-lake hangout. Community is gated and golf cart friendly with common area lake access and your own assigned slip. Boat to restaurants, swim, ski or fish then come home to the deck and woods - not a crowded waterfront strip. Low HOA assessments. (Approx. $365/year) Do not confuse this with a waterfront listing. It is a well updated lake access home with a slip, parking for the toys, short term rental flexibility and a 3.25% assumable loan. That is the DEAL! Showings included the path to the slip-come see why this one should be on the short list with every other Rockland Creek tour.

Facts and features

Schools

• Berkeley Elementary School

  elementary · K-5 · 7.7 mi

  5

• Post Oak Middle School

  middle · 6-8 · 8.2 mi

  3

• Spotsylvania High School

  elementary · K-12 · 8.5 mi

  4

• Livingston Elementary School

  elementary · K-5 · 5.1 mi

  3

• John J. Wright Educational and Cultural Center

  elementary · 10.1 mi

• Courthouse Academy Program

  elementary · 12.9 mi

Price history

• Oct 2, 2026 · Price Changed$499,000
• Jul 9, 2026 · Listed$525,000
• Jul 8, 2026 · Listing Removed—
• Jun 12, 2026 · Price Changed$550,000
• May 29, 2026 · Price Changed$575,000
• May 9, 2026 · Price Changed$599,000
• Apr 24, 2026 · Listed$625,000
• Jun 18, 2021 · Sold$385,500

Tax history

• 2026$2,547 tax · $345,500 assessed
• 2025$2,418 tax · $329,300 assessed
• 2023$2,173 tax · $281,600 assessed
• 2022$2,077 tax · $281,600 assessed
• 2021$1,995 tax · $246,500 assessed
• 2020$1,995 tax · $246,500 assessed
• 2019$1,999 tax · $235,900 assessed
• 2018$1,965 tax · $235,900 assessed

Home value

$519,202

• Quantarium$519,202
• Collateral Analytics$520,000
• Cotality$494,500

Where it is