About this home

Exceptional Lake Norman waterfront opportunity offering expansive main-channel views, more than 250 feet of shoreline, and a beautiful setting on approximately 0.53 acre in Terrell. With an existing residence and established lake amenities already in place, this property offers a rare opportunity to enjoy now, renovate, or create your vision for the future. The one-story home offers more than 1,760 square feet with 3 bedrooms and 2 full baths. The comfortable floor plan includes an inviting living area with a fireplace, while the attached garage provides additional parking and storage. The waterfront is the true centerpiece of this property. Outdoor amenities include a lighted covered gazebo, floating dock with lake-access ladder, and covered deep-water floating boathouse with lift. The extensive shoreline and wide-open main-channel views create an exceptional backdrop for boating, entertaining, relaxing, and enjoying the Lake Norman lifestyle. Conveniently located in the Terrell/Sherrills Ford area of Lake Norman, the property offers a peaceful, established setting while remaining within easy reach of shopping, dining, marinas, and surrounding communities. Nearby lake access includes Saltshaker Marina, McCray access point, and Pinnacle access point. Whether you're looking for a Lake Norman getaway, a renovation opportunity, or a waterfront property where the setting and land take center stage, 9109 Clement Circle offers tremendous potential in an increasingly sought-after area of the lake. Property is being offered in as-is condition, presenting an exceptional opportunity for buyers seeking a Lake Norman waterfront homesite with an existing residence and established lake amenities. PROPERTY HIGHLIGHTS 3 bedrooms | 2 full baths More than 1,760 sq. ft. Approximately 0.53-acre waterfront lot More than 250 feet of shoreline Expansive main-channel Lake Norman views Covered deep-water floating boathouse with lift Floating dock with lake-access ladder Lighted covered gazebo Fireplace Attached garage Established waterfront improvements

Facts and features

Schools

• Sherrills Ford Elementary

  elementary · K-6 · 2.7 mi

  7

• Bandys High

  high · 9-12 · 8.4 mi

  8

• Mill Creek Middle

  middle · 7-8 · 8.7 mi

  4

• Liberty Preparatory Christian Academy

  elementary · K-12 · 2.7 mi

• Hope Christian Academy

  elementary · K-9 · 3.7 mi

• Catawba Elementary School

  elementary · K-6 · 9.8 mi

  8

Price history

• Sep 29, 2026 · Price Changed$1,195,000
• Aug 27, 2026 · Listed$1,295,000

Tax history

• 2026$4,121 tax · $828,400 assessed
• 2025$3,301 tax · $828,400 assessed
• 2023$3,997 tax · $828,400 assessed
• 2022$3,895 tax · $552,500 assessed
• 2021$3,895 tax · $552,500 assessed
• 2020$3,895 tax · $552,500 assessed
• 2019$3,895 tax · $552,500 assessed
• 2018$3,096 tax · $452,100 assessed

Home value

$1,242,300

• Cotality$1,242,300
• Collateral Analytics$1,282,000
• Quantarium$1,213,678

Where it is