New
$699,900
4 bd · 3 ba · 3,178 sqft · 0.58 acre lot
11 Chatham Ln, Palmyra, VA 22963
Single family · Built 2002 · $220/sqft ·
$4,060/mo est. payment
- HOA
- $125/mo
- Garage
- 2 cars
- Stories
- 1
Flood factor 1/10
About this home
Nestled among mature hardwoods off Washington Cove, this waterfront home is just a short boat ride from the main body of Lake Monticello. Located in a gated, amenity-rich golf course community only 25 minutes from Charlottesville, the property offers a private boat dock and bulkhead for relaxing and fishing, a full-length rear deck with a screened porch and space for a hot tub, peaceful cove views, and a gently sloping gravel walkway to the water. Inside, the open great room features cathedral ceilings, beautiful hardwood floors, and a gas fireplace. The home offers four bedrooms and three full baths, including a primary suite with a cathedral ceiling, hardwood floors, soaking tub, double vanity, separate shower, and two closets. The finished walkout terrace level includes the fourth bedroom, third full bath, a spacious family room with a freestanding gas fireplace, a flex room currently used as a home gym, and a large storage area with built-in shelving. Enjoy peaceful lakefront living, convenient community amenities, and easy access to Charlottesville or Richmond!
Facts and features
Bedrooms
- Bedrooms: 4
- Bedrooms On Basement Level: 1
- Primary Bedroom On Main Level: Yes
- Bedrooms On Main Level: 3
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Primary Bathroom On Main Level: Yes
- Bathrooms On Main Level: 2
- Bathrooms On Basement Level: 1
Interior Features
- Skylights
- Walk-in closet
- Flooring: Carpet, Ceramic Tile, Hardwood, Vinyl
- Window Features: 10' Ceilings, 8' Ceilings, Insulated Windows, Vaulted/Cathedral Ceiling, Vinyl Clad Windows
Appliances
- Breakfast bar
- Dishwasher
- Disposal
- Electric range
- Microwave
- Pantry
- Laundry Features: Dryer Hookup, Washer Hookup
Kitchen and Dining
- Kitchen Countertops: Granite,Oak Cabinets
Other Rooms
- Bedroom (lb)
- Bonus room (lb)
- Family room (lb)
- Full bath (lb)
- Bedroom (l1)
- Foyer (l1)
- Full bath (l1)
- Great room (l1)
Heating and Cooling
- Cooling Features: Central AC
- Fireplace Features: Gas Logs, Great Room
- Heating Features: Central Heat, Forced Air, Propane
- Heating: Yes
Waterfront and Water Access
- Pond / lake
Schools
- 5
Fluvanna County High School
middle · 8-12 · 2.5 mi
- 6
Fluvanna Middle
elementary · 5-7 · 5.9 mi
Oakland School
elementary · 3.2 mi
- 5
Carrysbrook Elementary
elementary · 3-4 · 7.1 mi
Project Return Fluvanna County
elementary · 3.1 mi
Effort Christian School and Preschool
elementary · K-5 · 3.5 mi
Price history
- Oct 8, 2026 · Price Changed$699,900
- Sep 10, 2026 · Price Changed$729,900
- Jul 16, 2026 · Listed$739,000
- Oct 31, 2024 · Sold$600,000
- Sep 21, 2024 · Listed$599,000
Tax history
- 2026$4,413 tax · $584,580 assessed
- 2025$4,384 tax · $584,580 assessed
- 2024$4,631 tax · $584,580 assessed
- 2023$4,631 tax · $548,800 assessed
- 2022$4,325 tax · $497,200 assessed
- 2021$4,395 tax · $497,200 assessed
- 2020$4,287 tax · $463,500 assessed
- 2019$4,287 tax · $463,500 assessed
Home value
$723,000
- Collateral Analytics$723,000
- Quantarium$725,690
- Cotality$711,800
Where it is
Listed by Ruth Guss · Remax Realty Specialists · Charlottesville
