About this home

Back on Market NO FAULT to Seller! MOTIVATED SELLER! VA Assumable Loan with a 3.75% interest rate! Fresh Updates and Move in Ready!! This spacious 4-bedroom, 2.5-bath home perfectly positioned for convenience and comfort inside the gated Lake Monticello community. Just seconds from the Monish Gate, this property offers an easy commute while providing all the perks of lake living - beaches, pool, golf, and more. Freshly painted and new carpet throughout! Step inside to find multiple living areas, including a front sitting room, a formal dining room, and a large living room with fireplace that opens to the kitchen - ideal for gatherings and everyday life. The home also features front porch and back decks, perfect for morning coffee or evening relaxation surrounded by mature trees. The home has endless potential to become your dream retreat and has a single car garage equipped with a mini split air conditioning unit. With a thoughtful layout, generous square footage, and a great location, with easy commute to Charlottesville! Enjoy all that Lake Monticello has to offer - gated security, community beaches, golf, tennis, pool, restaurants, and more - just a short drive to Charlottesville, Zion Crossroads, and local conveniences.

Facts and features

Schools

• Fluvanna County High School

  middle · 8-12 · 4.7 mi

  5

• Fluvanna Middle

  elementary · 5-7 · 8.1 mi

  6

• Effort Christian School and Preschool

  elementary · K-5 · 0.3 mi

• Carrysbrook Elementary

  elementary · 3-4 · 9.7 mi

  5

• Oakland School

  elementary · 3.1 mi

• West Central Primary School

  elementary · K · 8.1 mi

Price history

• Aug 1, 2026 · Price Changed$349,999
• Jun 19, 2026 · Price Changed$359,900
• Apr 30, 2026 · Price Changed$364,900
• Feb 7, 2026 · Relisted$374,900
• Jan 1, 2026 · Listing Removed—
• Nov 4, 2025 · Price Changed$364,900
• Oct 15, 2025 · Listed$374,900
• Jul 23, 2021 · Sold$328,000

Tax history

• 2026$2,799 tax · $370,800 assessed
• 2025$2,781 tax · $370,800 assessed
• 2023$2,412 tax · $285,800 assessed
• 2022$2,117 tax · $243,400 assessed
• 2021$2,151 tax · $243,400 assessed
• 2020$2,087 tax · $225,700 assessed
• 2019$2,087 tax · $225,700 assessed
• 2018$1,945 tax · $214,500 assessed

Home value

$368,100

• Cotality$368,100
• Quantarium$389,890
• Collateral Analytics$346,000

Where it is