About this home

*DISCOUNTED MONTHLY PAYMENT AVAILABLE* You will enjoy slipping away to this turn-key adorable waterfront cottage on the public side of Lake Anna -- completely furnished and with high-speed fiber internet! This charming 3-bedroom, 2-bathroom chalet-style home is nestled in the serene Scott McCoy subdivision, offering both true privacy and investment opportunity. This idyllic lake house offers approximately 1,100 square feet, and features an incredibly cozy family room anchored by a warm wood-burning fireplace with mantle and hearth, rich Oak hardwood flooring, a country kitchen with abundant cabinetry, all necessary appliances and dining area, and a main level primary bedroom with ceiling fan and ample closet space. The main level also offers a convenient full bathroom with bathtub and shower. Upstairs, your guests will stretch out in two additional spacious bedrooms, a second full bathroom with shower, and laundry area. Outdoors you'll experience more than an acre of lush private surroundings; follow the beautiful nature trail down to your private boathouse at the water's edge, perfect for boating, fishing, or simply soaking in the tranquil water views. Investors: short term rentals are permitted here. Great location, not far from groceries, popular local restaurants, The Lake Anna Taphouse, coffee, ice cream and more. With appropriate offer, seller will consider including two barely-used jet skis: a 2017 SeaDoo and a 2017 Yamaha F/X High Output, both with less than 30 hours! Double trailer included. Subdivision has its own boat launch in common area, as well. Incredible opportunity for a turn-key waterfront package. *Discounted monthly payment with seller's preferred lender. Savings up to $360 per month. Contact listing agent or see document section for more details.*

Facts and features

Schools

• Louisa County Middle School

  middle · 6-8 · 6.6 mi

  7

• Louisa County High School

  high · 9-12 · 6.9 mi

  6

• Trevilians Elementary School

  elementary · K-5 · 8.0 mi

  9

• Thomas Jefferson Elementary School

  elementary · K-5 · 8.2 mi

  9

• Moss-Nuckols Elementary School

  elementary · K-5 · 12.9 mi

  7

Price history

• Oct 7, 2026 · Price Changed$599,000
• Sep 9, 2026 · Listed$635,000
• Jul 5, 2017 · Sold$250,000
• Oct 4, 2016 · Sold$250,000
• Oct 1, 2016 · Listing Removed$267,900
• Sep 30, 2016 · Sold$250,000
• Sep 1, 2016 · Relisted$267,900
• Aug 17, 2016 · Listing Removed$267,900

Tax history

• 2025$3,232 tax · $472,800 assessed
• 2024$3,197 tax · $464,300 assessed
• 2023$2,874 tax · $420,200 assessed
• 2022$2,705 tax · $375,700 assessed
• 2021$2,173 tax · $301,900 assessed
• 2019$1,834 tax · $254,800 assessed
• 2018$1,615 tax · $224,400 assessed
• 2017$1,604 tax · $222,900 assessed

Home value

$614,800

• Cotality$614,800
• Collateral Analytics$629,000
• Quantarium$489,637

Where it is