Price cut
3D tour
$325,000
2 bd · 3.5 ba · 1,245 sqft · 1.13 acre lot
414 Bear Lake Cir, Whittier, NC 28789
Single family · Built 1994 · $261/sqft ·
$1,744/mo est. payment
- Garage
- 1 car
- Stories
- 1
Flood factor 1/10
About this home
Enjoy beautiful close-range mountain and water views overlooking a peaceful pond from this best-priced real estate in Swain County. This property features a 1-bedroom, 2.5-bath main house with an attached garage, plus a separate 1-bedroom, 1-bath guest cottage. Situated at over 3,000 ft elevation, you'll enjoy beautiful views of the water without the responsibility of maintaining the pond! The homes sit on 1.13 unrestricted acres, offering exceptional privacy in a quiet setting. There used to be 2 RV Hookups on this property, so there is room for all your toys. No HOA, but there is an active road maintenance association ensuring the gravel access remains in excellent condition. The property comes furnished. The main house has approximately 824 sq ft of heated living area on the main level, plus a 584 sq ft garage area with a 1/2 bath and storage room. The lower level includes approximately 629 sq ft of finished, heated space with gas logs, but it is not included in the total heated living area. The lower level includes a living/rec area, a room that could be used as a bedroom, and a full bath. The guest house has approximately 421 sq ft of heated living area and is included in the total advertised. The home does need some TLC and is priced accordingly. You won't find a better bargain in this market!
Facts and features
Bedrooms
- Bedrooms: 2
- Bedrooms On Main Level: 1
- Primary Bedroom Dimensions: 12' x 11'
Other Rooms
- Total Rooms: 1
- Basement Features: Daylight, Exterior Entry, Finished, Interior Entry, Storage Space, Walk-Out Access
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- 1/2 Bathrooms: 1
- Full Bathrooms On Main Level: 1
- Half Bathrooms On Main Level: 1
- Full Bathrooms On Basement Level: 1
Interior Features
- Open floorplan
- Storage
- Flooring: Carpet, Concrete, Vinyl
Appliances
- Dishwasher
- Dryer
- Gas range
- Refrigerator
- Washer
- Washer/dryer
- Laundry Features: In Garage, Inside, Main Level
Heating and Cooling
- Cooling Features: Ceiling Fan(s), Ductless, Wall Unit(s)
- Fireplace Features: Gas, Gas Log
- Heating Features: Baseboard, Ductless, Electric, Propane
- Ceiling Fans: Yes
Land Info
- Additional Parcels: No
- Lot Description: Hilly, Level, Private, Wooded, Views
- Lot Size Acres: 1.13
- Lot Size Square Feet: 49223
Exterior and Lot Features
- Patio And Porch Features: Deck, Patio, Wrap Around
- Road Responsibility: Private Maintained Road, Road Maintenance Agreement
- Road Surface Type: Gravel
- Patio: Yes
- Deck: Yes
Schools
- 4
Swain County Middle School
middle · 6-8 · 5.2 mi
- 4
Swain County High School
high · 9-12 · 6.5 mi
- 5
Swain County West Elementary
elementary · K-5 · 6.8 mi
- 3
Swain County East Elementary
elementary · K-5 · 4.7 mi
Cherokee Extension High School
elementary · K-12 · 5.2 mi
Price history
- Oct 14, 2026 · Listed$325,000
- Oct 12, 2026 · Listed$325,000
Tax history
- 2025$1,108 tax · $172,840 assessed
- 2022$852 tax · $172,840 assessed
- 2021$852 tax · $172,840 assessed
- 2020$717 tax · $157,540 assessed
- 2019$717 tax · $157,540 assessed
- 2018$717 tax · $157,540 assessed
- 2017$717 tax · $157,540 assessed
- 2016$717 tax · $157,540 assessed
Home value
$318,898
- Quantarium$318,898
- Collateral Analytics$366,000
- Cotality$287,000
Where it is
Listed by Megan Cookston · Yellow Rose Real Estate LLC · CanopyMLS
