About this home

USDA-ELIGIBLE AREA - NO HOA - 0.59 ACRES - BUILT 2023 NEW PRICE! Looking for the newer-home feel without the typical subdivision lifestyle? Built in 2023, this 3-bedroom, 2-bath home offers approximately 1,600 sq. ft. with an open-concept living, dining and kitchen area centered around a spacious island. The split-bedroom floor plan provides added privacy, with the primary suite separated from the two secondary bedrooms. Step outside to enjoy 0.59 acres of usable outdoor space, a covered patio and a large, like-new permanently affixed storage/workshop building. Private well and aerobic septic add to the property's country-living appeal. Enjoy the flexibility of NO HOA and more than half an acre of space to make your own. Located in a USDA-eligible area; qualified buyers may be eligible for 100% financing, PLUS seller is offering up to $5,000 toward allowable buyer closing costs, prepaids and/or rate buydown with an acceptable offer. Buyer and property eligibility, loan approval and program requirements apply.

Facts and features

Schools

• Booker T Washington Elementary School

  elementary · K-4 · 6.2 mi

  2

• Elgin Middle School

  middle · 7-8 · 7.1 mi

  3

• Elgin High School

  high · 9-12 · 7.6 mi

  2

• Phoenix High School

  high · 10-12 · 6.3 mi

  1

• Elgin Int

  elementary · 5-6 · 6.4 mi

  2

• Elgin Elementary School

  elementary · K-4 · 6.5 mi

  2

Price history

• Jul 30, 2026 · Price Changed$425,000
• Jul 30, 2026 · Price Changed$425,000
• Jul 10, 2026 · Listed$439,000
• Jul 10, 2026 · Listed$439,000
• May 1, 2023 · Sold—
• Mar 24, 2023 · Price Changed$412,000
• Mar 16, 2023 · Price Changed$425,000
• Feb 17, 2023 · Listed$435,000

Tax history

• 2026$6,353 tax · $324,902 assessed
• 2025$6,050 tax · $331,083 assessed
• 2024$6,587 tax · $316,256 assessed

Home value

$415,630

• Quantarium$415,630
• Collateral Analytics$421,000
• Cotality$400,600

Where it is